Americans' medical debt can stay in credit reports, judge rules. What does that mean?

Jul 16, 2025 - 06:03
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Americans' medical debt can stay in credit reports, judge rules. What does that mean?
Medical plan cards are seen in Portland, Ore. A federal judge this past week overturned a Consumer Financial Protection Bureau rule that would have removed medical bills from credit reports and prevented lenders from making decisions based on that medical information.

The judge's decision vacated a rule imposed by the Biden administration earlier this year to keep medical debt from affecting credit scores.

(Image credit: Jenny Kane)

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